Checking Accounts
Emory Alliance Credit Union, in the Atlanta area, offers a variety of checking accounts designed to meet your individual needs. All of our checking account programs offer members valuable benefits such as:
- Online Banking - access your account 24/7
- Online Bill Pay service
- CULIANCE ATM network - find a surcharge-free ATM nearby.
- Overdraft Protection (from your Savings, Line of Credit, or Overdraft Privilege Service)
- CardValet - take control of your debit card.
- CYBERSCOUT identity theft service
- Free e-Statements - nominal fee for paper statements*
- Debit Card and PIN Activation - call 800.992.3808
- Audio Xpress - free Automated Telephone Service available 24/7 at 404.329.6420
Preferred Checking – your best choice
- No minimum opening deposit.
- No monthly service fee.
- No minimum balance requirement.
- No direct deposit requirement.
- Free debit card. ¹
- Free, unlimited ATM access with an auto loan, real estate loan or credit card (does not apply to fees from other financial institutions or to the Student VISA® Classic).
- Free, first 100 checks for new account.²
Advantage Checking - for members 62 and over
- No minimum opening deposit.
- No monthly service fee.
- Interest paid monthly on balances of $100 or more.
- Free ATM/Visa Debit Card.¹
- Free checks (exclusive design / 100 per year).²
- Must maintain a savings relationship of at least $1,000 or have direct deposit of payroll, retirement or social security check.
Campus Checking - for the college student
- No minimum opening deposit.
- No monthly service fee.
- No minimum balance requirements.
- Free, incoming wire transfers.
- Free set up: ACH for bank to bank transfers.
- Free debit card .¹
- Free first 100 checks for new accounts.²
Moving Forward - for another chance
- No minimum opening deposit.
- Direct deposit of net payroll required.
- Low monthly service charge.
- Minimum balance of $5 in savings account.
- Good standing³ for one (1) year, may be eligible to convert to regular checking upon member's request.
- Debit Card available.
- Free first 100 checks for new accounts.²
Organizational Checking - for non-profit groups
- Minimum opening deposit of $100.
- No monthly service fee.
- No minimum balance requirement.
- Free first 50 checks for new accounts.²
* Quarterly fee of $5.00 per paper statement. (Members age 62+ exempt from this fee)
1; Does not apply to fees from other financial institutions. Click here for a list of surcharge free ATMs.
2; Pride of Membership check design only. There is an $8.25 shipping and handling charge on all check orders.
3; Maintain this account in good standing for one year with no Non-Sufficient funds (NSFs) or negative balances.