Consumer Loans
Personal Loan
An unsecured installment loan you can use any way you want. Choose to consolidate debt, use for tuition, a wedding, or unexpected expense.
- Low, competitive fixed rate
- Flexible terms
- Loan amounts up to $20,000
- Variety of repayment options
Member Express Line of Credit
When you need immediate cash for emergencies, short-term needs, and to replace payroll advances.
- Minimal credit requirements
- Line of credit available up to $500
- Fixed, annual percentage rate
- Payments made through payroll deduction or automatic transfer
- Certain restrictions apply.
Certificate of Deposit Secured Loan
Use your Certificate of Deposit as collateral.
- Finance up to 100% of available balance
- Flexible loan terms and repayment
- Rate is 3% above the Annual Percentage Rate earned on the certificate of deposit being pledged.
- Loan term must match certificate term.
Lines of Credit
Prime Plus Account – get convenient access to funds.
- Credit lines range from $1,000 up to $10,000.
- Competitive, variable interest rate tied to the Prime rate plus an index.
- No pre-payment penalty and flexible monthly or bi-weekly payments.
- As a simple interest loan, you pay interest only on the outstanding balance.
- Payments can be made through payroll deduction or automatic transfer
Emoryline of Credit – link it to your checking account to provide you with overdraft protection.
- Credit lines range from $1,000 to $5,000
- Student Emoryline $300
- Payments can be made through payroll deduction or automatic transfer
